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                 PROMISSORY NOTE - INTEREST

        $_________________                      __________________

                FOR VALUE RECEIVED, I, We ________________________

        (Borrower), promise to pay to the order of _______________

 
        (Lender) the sum of ______________($         )Dollars,

 
        with interest at the rate of__________________(    %) percent per

         annum.

                This note shall be due on or before_______________.

 
                Signed this ______day of ______ 19__.

  
        ____________________________       ________________________

        Witness                                               (Seal)